Daryl Fairweather ⛅
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hatethegamebook.com
Daryl Fairweather ⛅
@hatethegamebook.com
Author and Chief Economist at Redfin. Get my book Hate the Game: Economic Cheat Codes for Life, Love, and Work out now!
HateTheGameBook.com
During the foreclosure crisis researchers (including me) found that many homeowners started missing housing payments after an unexpected medical event. This has me worried about what could happen to the housing market if ACA subsidies go away.
November 25, 2025 at 8:43 PM
U.S. home delistings surged 28% in Sept according to new Redfin data. 85k sellers pulled listings rather than cut prices amid high rates. FL & TX are seeing the most delistings. It’s a standoff: buyers can't afford to buy and sellers won't drop prices, keeping the housing market frozen.
November 25, 2025 at 5:50 PM
If you are looking for a present 🎁 for a college or early-career family member or friend, consider gifting my book: Hate the Game: Economic Cheat Codes for Life, Love and Work.

Steven Levitt called it "Fabulous"

HateTheGameBook.com
November 23, 2025 at 5:34 PM
Is the AI bubble about to burst? Probably not because high interest rates are keeping the bubble from getting too big. However, if the Fed were to accelerate rate cuts, the bubble could over-inflate and burst in a way that takes down the economy. And this is probably giving the Fed some pause.
November 21, 2025 at 8:06 PM
Rural home prices are up 61% since the pandemic, outpacing urban areas. Why? Remote work is driving demand, but limited supply is pricing out locals. According to Redfin, you now need a $74k income to afford a rural home—double the pre-pandemic requirement.
November 21, 2025 at 6:31 PM
Local control limits housing supply. The fix? State-level reform. From CA’s ADUs to zoning changes in MT & FL, we’re seeing bipartisan progress on abundant housing.
November 18, 2025 at 5:32 PM
Lol
November 17, 2025 at 11:59 PM
Trump cuts tariffs on coffee/bananas, admitting tariffs raise consumer prices on imported goods. Coffee is up 20%!

Same logic applies to housing. We import key materials like ceramic & vinyl flooring. Cutting those tariffs would lower construction costs & make housing more affordable.
November 14, 2025 at 5:47 PM
While a 50 year mortgage might lower monthly payments, it drastically increases total interest and slows equity growth. Stimulating demand without fixing supply would likely raise prices. The core issue in the housing market isn't financing; it's the lack of supply.
November 10, 2025 at 9:48 PM
If the Fed doesn't cut in December, borrowing to buy a home will get more expensive.
November 10, 2025 at 8:52 PM
The Fed is flying blind. The govt shutdown is starving it of critical data, especially BLS wage reports. Without data showing cooling wages, the Fed likely can't risk cutting interest rates.
November 10, 2025 at 8:02 PM
Goddamn
November 5, 2025 at 6:02 PM
As Redfin's Chief Economist, I love to see NYC voters addressing the economic causes of high rents. Proposals 2, 3 & 4 passed last night and will fast-track affordable housing, de-risking development. With a 1% vacancy rate, the mandate is clear: build.
November 5, 2025 at 5:02 PM
Redecorated a bit
November 4, 2025 at 7:56 PM
The U.S. housing market is frozen. Our new Redfin analysis finds just 28 out of 1,000 homes sold this year—a 30-year low.

Why? A trifecta of affordability challenges, rate lock-in, and economic caution has both buyers and sellers staying put.
November 4, 2025 at 7:35 PM
The Fed cut rates, but mortgage rates will likely rise. Powell injected uncertainty, backing off a guaranteed December cut. The Fed is torn: high inflation vs. rising unemployment. Here is my take as Redfin's Chief Economist.
October 29, 2025 at 8:49 PM
After attending NABE's Annual Conference in Philadelphia, I took the train to NYC to speak at Columbia, and had coffee with economics and finance journalists and commentators. I hope to come back again soon and make time to see more people! @ramitsethi.bsky.social
October 17, 2025 at 4:15 PM
I had such a great time at the National Association of Business Economists (NABE) annual conference. I got to speak about my book and the housing market, and meet with young economics scholars.
October 17, 2025 at 4:15 PM
Congrats to the 2025 Nobel winners in Economics! Their vital message: Progress isn't an accident, it's a choice. Stagnation was the historical norm. To keep our economy growing, we must actively choose openness and innovation over isolation.
October 13, 2025 at 3:22 PM
NYC friends, I will be speaking at Columbia University this Tuesday 10/14 at 5PM. There are still a few spots left if you liked to attend, so act fast and reserve your spot. sipa.campusgroups.com/ENERGY/rsvp_...
October 12, 2025 at 4:34 PM
The Government Shutdown has 17% of Americans delaying a major purchase like for a home or car according to a new Redfin survey.
October 8, 2025 at 3:43 PM
There are over 70% more condo sellers than buyers in the market right now according to a new Redfin report.
October 6, 2025 at 8:47 PM
October 5, 2025 at 9:02 PM
The government shutdown delayed the jobs report, so the Fed is flying blind on interest rates.
October 3, 2025 at 12:38 PM
A government shutdown is (likely) coming. The president is threatening mass layoffs of govt workers. The Fed will be flying blind on interest rates without key govt data. This could weaken the economy and impact mortgage rates. We're tracking the impacts closely at Redfin.
September 30, 2025 at 9:01 PM