There's more to being "smart with money" than just how much you have or how much your investments have grown.

You just need a simple framework to identify know where to put your money. This framework makes it easy to know where you stand regarding risks to your portfolio.

https://carlosmcwhorter.substack.com/p/risk-reward-pyramid

https://substack.com/home/post/p-176834385

Sellers that can afford to do so are remodeling and/or opting to rent homes since they can’t sell at the prices they want.

Having enough money isn’t the cure for the impact of financial generational trauma. Clarity over your finances is.