Caleb Heeringa
banner
calebheeringa.bsky.social
Caleb Heeringa
@calebheeringa.bsky.social
Climate, energy, insurance, political change. Holding Big Oil accountable at @climateintegrity.org - I like my cities dense, my wilderness wild and my baseball teams winning. He/him.
People are not widgets that can easily move to the most economically efficient location based on “price signals” sent by insurance markets that are highly distorted state to state by regulation and corporate greed. consumerfed.org/press_releas...
Home Insurers Care More About Consumers’ Credit Score than Disaster Risk, New Research Shows · Consumer Federation of America
A typical homeowner with a “low” credit score will pay nearly $2,000 more each year - or almost double the price - for their insurance premiums than their otherwise identical neighbor with a “high” cr...
consumerfed.org
November 29, 2025 at 2:37 PM
Given what we know about the average American’s economic situation, isn’t it far more likely that it drains their savings before they can uproot their lives and move to some mythical geography safe from the changing climate? www.cbsnews.com/news/saving-...
Most Americans can't afford a $1,000 emergency expense, report finds
Nearly 60% of Americans don't have enough money put away to handle common financial emergencies, according to Bankrate.
www.cbsnews.com
November 29, 2025 at 2:31 PM