Author | Lightnews

Riverside Credit Union @riversidecu.bsky.social · 2d

Want a fun Halloween without frightening your finances? 👻

Experts share clever ways to enjoy the spooky season without scaring your bank balance.

You can still make it magical (and affordable!).

How to celebrate Halloween on a budget - from costumes to sweets

Halloween can be a costly time of year, but there are ways to celebrate on a budget

www.liverpoolecho.co.uk

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Riverside Credit Union @riversidecu.bsky.social · 3d

Money term of the day: APR = the real yearly cost of a loan. Ours are always fair and transparent.💙

Riverside Credit Union @riversidecu.bsky.social · 4d

Live, work, or study in Liverpool? You can become part of your local credit union.

We believe finance should be fair, local and built around people, not profit.

Because when our community thrives, we all do.
riversidecreditunion.co.uk/savings/

Riverside Credit Union @riversidecu.bsky.social · 5d

Liverpool has always been a city that knows the power of togetherness. From its proud working-class roots to the grassroots projects that keep its spirit alive, community has always been at its heart.

We’re proud to keep that spirit going.💙

Riverside Credit Union @riversidecu.bsky.social · 6d

Scammers are getting smarter, but so are our members.
✅ Never share personal info by text or phone
✅ Check messages for spelling errors
✅ Contact us directly if unsure
We’re here to help keep your money safe.💙

Contactless card payments could become unlimited under new plans

Card providers would be allowed to set their own contactless card payment limit, under the regulator's plans.

www.bbc.co.uk

Riverside Credit Union @riversidecu.bsky.social · 9d

Mary saved £50 a month and built £600 to cover her car insurance upfront. Small steps make a big difference.

Riverside Credit Union @riversidecu.bsky.social · 10d

Need access to money fast without high interest or hidden fees?
Our Instant Loans are designed for real people, offering fair rates, flexible repayments & support that puts you first.

riversidecreditunion.co.uk/loans/

Riverside Credit Union @riversidecu.bsky.social · 11d

Think you’d never fall for a scam? Think again. 🕵️♂️

1 in 15 people were hit by fraud last year. But you can stay safe:
✅ Use 2-step verification
✅ Stop. Think. Check.
✅ Learn the signs

Take this quiz & test your scam smarts 🎯
stopthinkfraudquiz.enough.campaign.gov.uk/quiz

Riverside Credit Union @riversidecu.bsky.social · 12d

It’s easy to think that saving money or improving your finances means making huge sacrifices, but in reality, the small things you do every day can make the biggest difference over time.

Here are a few simple habits that can help you take control of your money:
riversidecreditunion.co.uk

Riverside Credit Union @riversidecu.bsky.social · 13d

Diwali reminds us of the power of community, gratitude and togetherness.

Whether it’s through supporting one another, spreading positivity or building brighter futures, we can all share in the spirit of this special day.

For those celebrating, we wish you a joyful Diwali.

Riverside Credit Union @riversidecu.bsky.social · 16d

🎇 River of Light is back in Liverpool!
📅 24 Oct - 2 Nov
🌊 Light + sound installations across the waterfront & city
💡 And it’s FREE!

#LiverpoolEvents #RiverOfLight

River of Light Liverpool 2025 - Waterfront light trail in Liverpool| VisitLiverpool

The eighth edition of River of Light will return from Friday 24 October to Sunday 2 November and this year's theme will be The Science of Light.

www.visitliverpool.com

Riverside Credit Union @riversidecu.bsky.social · 18d

How much do we have tucked away for a rainy day? While the average UK savings pot comes in at £16k, the reality behind the n# tells a different story.

Many households are living with far less security, leaving many people vulnerable if unexpected expenses arise.
riversidecreditunion.co.uk/savings

Riverside Credit Union @riversidecu.bsky.social · 19d

📊 Our member survey results are in!

💙 96% say we put members at the heart of all we do
✅ 98% feel we act professionally & confidentially
💡 94% agree we offer good value
🙌 96% intend to do further business

riversidecreditunion.co.uk/temperature-...

Reposted by Riverside Credit Union

Writing on the Wall @wowfest.bsky.social · 20d

Join us on Friday 24 October 2025 at 6:30 pm (UK time) for BHM25: An Evening with Attica Locke, hosted by Writing on the Wall. This is a Zoom event, so you can join from anywhere. 🎥

🎟️ Tickets bit.ly/42yvXFM

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Reposted by Riverside Credit Union

Martin Lewis @martinlewis.moneysavingexpert.com · 20d

When you earn MORE by getting paid LESS interest.

There’s a hole in the tax system which has a bizarre effect…

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Riverside Credit Union @riversidecu.bsky.social · 20d

Does your paycheck change weekly?

Try Zero-Based Budgeting:
👉 Give every pound a “job”: rent, food, travel etc.
👉 If paycheck is smaller than usual, you’ll know which categories can be cut first.

Stay in control no matter how unpredictable your income feels.
riversidecreditunion.co.uk/savings/

Riverside Credit Union @riversidecu.bsky.social · 23d

💚 World Mental Health Day 💚
Money worries = mental stress.
Riverside CU is here with fair, supportive services for our community. You’re not alone 💙

riversidecreditunion.co.uk

Riverside Credit Union @riversidecu.bsky.social · 24d

Brits are set to splash out £2BN on xmas gifts. That’s an average of £596 per person.

When you add in food, drink, travel and socialising, total festive spending jumps to £923 each.

There's still time to save & make the season a little easier on your wallet.
riversidecreditunion.co.uk/savings/

Riverside Credit Union @riversidecu.bsky.social · 25d

Get your money in check before the end of the year!
✅ Review budget & cut costs
✅ Pay off high-interest debt
✅ Top up your ISA
✅ Boost pension savings
✅ Check credit report
✅ Prep for tax deadline

#WorldFinancialPlanningDay

riversidecreditunion.co.uk

Riverside Credit Union @riversidecu.bsky.social · 26d

2 in 5 Brits (39%) now have a side hustle in 2025.
Avg income? £210 a week.

Whatever your income source, Riverside CU helps you save smarter & borrow fairly 💙.

riversidecreditunion.co.uk

Riverside Credit Union @riversidecu.bsky.social · 26d

💡 2 in 5 Brits (39%) now have a side hustle in 2025.
Avg income? £210 a week.

Whatever your income source, Riverside CU helps you save smarter & borrow fairly 💙.

Source: @findercom #SideHustle

Welcome to Riverside Credit Union - Riverside Credit Union

Forget the phone! You can now get your balance online or by text, quickly and easily with Riverside Credit Union.

riversidecreditunion.co.uk

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Riverside Credit Union @riversidecu.bsky.social · 27d

⚖️ It’s National Work Life Week! A reminder that balance = not just work vs rest, but also financial wellbeing.
Riverside CU is here to support you with fair savings & loans 💙. #WorkLifeWeek

riversidecreditunion.co.uk

Riverside Credit Union @riversidecu.bsky.social · Oct 3

Need to do a tax return? Here are the key dates you need to know:

Don't miss the October 5th deadline! You must register with HMRC by this date if you need to file a tax return for the first time.

Paying your tax bill: The main deadline to pay any tax you owe is January 31st 2026.

Riverside Credit Union @riversidecu.bsky.social · Oct 2

A little reminder: It's okay to stray from your budget every now and then.

No one sticks to their financial plan 100% of the time, regardless of their income level.

Take it as an opportunity to reassess your budget and look for areas where you can adjust. You're doing great!

Riverside Credit Union @riversidecu.bsky.social · Oct 1

Spooky month incoming! 👻 It’s a good time to talk about death without taboo.

Having a will is important for everyone, regardless of income or possessions. A will helps protect your loved ones and ensures your wishes are carried out.