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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

MPC preview: Surprise rate cut?

Bank of England rate-setters could surprise markets by cutting the base rate by a quarter point to 3.75% from 4% next week, say a range of major banks.

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

Estate agent takes blame for Chancellor’s rent rule breach

The estate agent who handled the rental of the Chancellor’s South London home has taken the blame for the failure to secure a selective license for the

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

InterBay and Santander cut rates

InterBay has cut commercial mortgage rates by up to 50 basis points, while Santander will be trimming some residential deals on Monday. InterBay, which is

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

Nearly 82% of brokers call for base rate cut: HSBC survey

Almost 82% of mortgage brokers believe the Bank of England should cut the base rate next week, a survey by HSBC has shown. In its most recent Broker

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

Some generous rate cutting from lenders: Moneyfacts

The sentiment in the mortgage market was positive this week, with a larger portion of lenders reviewing their rates than the week prior. And as

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

Transactions lift 4% in September: HMRC

The number of UK residential transactions in September 2025 came in at 95,980, 4% higher than a year ago and 1% higher than last month, the latest HMRC

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

Later-life market on the rise

For a long time, later-life lending has sat on the outskirts of the mortgage market. Yet, with more mortgage terms extending into retirement and growing

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

House price growth rises to 2.4% in October: Nationwide

Annual house price growth edged upwards to 2.4% in October, from 2.2% the previous month, the latest index from Nationwide reveals. The building society

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

‘Housemate horrors’ prompt renters to get on the property ladder: Barclays

'Housemate horrors' prompt renters to get on the property ladder: Barclays

Nearly half of renters (45%) have already started researching mortgages or first-time buyer schemes to help them reach their goal sooner, a Barclays

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Mortgage Strategy @mortgagestrategy.bsky.social · 2d

Aviva unveils Lifestyle Flexible Advantage ER product

Aviva has announced the launch of its new Lifestyle Flexible Advantage Equity Release product, replacing the existing Lifestyle Flexible Option. The new

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Perenna launches range of 7- to 15-year loans

Perenna will launch a range of seven-, 10-, and 15-year fixed-rate residential home loans next week. The longer-term lender says the loans are available

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Foundation and Leeds Building Society trim costs

Foundation Home Loans and Leeds Building Society are the latest lenders to trim mortgage rates this week. Leeds is cutting rates by up to 11 basis points

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Barclays, Accord and Together make rate cuts

Barclays, Accord and Together make rate cuts – Mortgage Strategy

Barclays has cut rates including reductions below 4%. The premier two-year fixed product at 60% LTV with a product fee of £899 has been lowered from 3.85%

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Mortgage rules stifle borrowers’ career ambitions, brokers warn

Mortgage rules stifle borrowers' career ambitions, brokers warn

Mortgage affordability rules are hampering borrowers’ career aspirations and entrepreneurial ventures, new research suggests. A survey of 500 brokers by

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Shawbrook £1.9bn market debut is London’s biggest IPO this year

Shawbrook priced its shares at 370p, the mid-range of its initial offer, valuing the specialist lender at around £1.92bn, making it London's biggest

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Vida launches Let to Move solution

Vida Homeloans has launched Let to Move a solution designed to support customers navigating life transitions. These can include relocating abroad, moving

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Around 70% of near-prime borrowers earn over £50K: Atom

Around 70% of near-prime borrowers have a household income of more than £50,000 per year, new research from Atom has shown. The lender’s new Near Prime

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Biggest barriers to homeownership remain financial: BSA

Biggest barriers to homeownership remain financial: BSA – Mortgage Strategy

Nearly one in three (29%) people who want to buy a home believe they will never be able to, research from the Building Societies Association (BSA)

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Mortgage Strategy @mortgagestrategy.bsky.social · 3d

Chancellor avoids probe after breaking rent licence rules

The Chancellor has so far avoided a probe after breaking the law by renting her family home without a licence while she lives in Number 11. Prime

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Mortgage Strategy @mortgagestrategy.bsky.social · 4d

Resi first charge and BTL mortgage complaints both rise by 27%: FoS

The Financial Ombudsman Service (FoS) has reported that residential first charge mortgages and buy-to-let (BTL) mortgage complaints both increased by 27%

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Mortgage Strategy @mortgagestrategy.bsky.social · 4d

UTB promotes Mirakian to become ‘broker champion’

United Trust Bank has promoted Caroline Mirakian to the role of mortgages, BTL and bridging proposition and marketing director, with a remit “to champion

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Mortgage Strategy @mortgagestrategy.bsky.social · 4d

HSBC and TSB to cut rates tomorrow, plus Co-op adds deals

HSBC and TSB are cutting mortgage rates, while Co-operative Bank is adding a number of new deals tomorrow. TSB will be lowering costs for a number of

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Mortgage Strategy @mortgagestrategy.bsky.social · 4d

The Mortgage Works enhances range to support landlords growing their portfolios

The Mortgage Works has made made enhancements to support landlords who want to grow their portfolios. The lender has increased the maximum loan per

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Mortgage Strategy @mortgagestrategy.bsky.social · 4d

Almost 82% of brokers are using ChatGPT and other AI tools

Nearly 82% of mortgage brokers have used ChatGPT or other artificial intelligence tools within the past three months, new research has found. The survey,

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Mortgage Strategy @mortgagestrategy.bsky.social · 4d

Key Group appoints Perkin as chief financial officer

Key Group has appointed James Perkin as its chief financial officer. Perkin joins from equity release lender and adviser Age Partnership Group where he

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