THE Big Cajun Man 🇨🇦
LightNews LightNews
banner
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦
@bigcajunman.bsky.social
240 followers 240 following 250 posts
Canadian Observational Personal Finance, info on RDSPs and RESPs; Father, Grandfather, not a #Troll or #Bot. Paying it Forward as best I can. I’m here, I’m there, I’m like Roy Kent! Oh and Dementia is another part of my life too.
Posts Media Videos Starter Packs
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 11d
Tuition Costs Up? Really, I didn't notice!

Tuition in Canada continues to soar while inflation drags behind. Time to rethink how we save for education.
#Tuition #CanadaFinance #Education #RESP
www.canajunfinances.com/tuition-cost...
Hey ChatGPT created a Cartoon about University Tuition fees and such! AI Generated? DUH!
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 11d
‘Our son passed away and we’ve been frozen in sadness. What do we do with his finances?’

#RDSP #Estate #CanFin #PayWall

www.theglobeandmail.com/investing/pe...
‘Our son passed away and we’ve been frozen in sadness. What do we do with his finances?’
Getting help from both accounting and counselling professionals might be helpful for families grieving a loved one
www.theglobeandmail.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 12d
Credit cards you don’t use are credit risks waiting to happen. Check your rating, clean up your report, and protect your financial identity.
#CreditScore #CanadaFinance #DebtFreehttps://www.canajunfinances.com/hey-i-have-a-credit-rating/
Hey, I have a credit Rating
Find out how to check your Credit Rating online and take control of your financial health. Learn valuable tips to improve your credit score.
www.canajunfinances.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 13d
Humour in #finance is rare, but Fart Jokes in finance is truly sublime...
sellingtheta.bsky.social it’s me, aubrey plaza accord @sellingtheta.bsky.social · 23d
fartcoin collapsing after markets closed is silent but deadly
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 13d
Wealth Destruction

Wealth builds slow, and collapses very fast. Learn from past housing bubbles and today’s overhyped markets.
#WealthDestruction #Finance #Economy #CanFin
www.canajunfinances.com/2012/06/03/t...
The Khan Academy and Wealth Destruction
The Khan Academy has some great teaching videos but other very tangible discussions on topics like Wealth Destruction and other topics.
www.canajunfinances.com
1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 16d
Wish I'd said that, wait a minute, I have!!

#RDSP #Canada #CanFin #Disability

www.theglobeandmail.com/gift/0b1bca0...
The RDSP is an investment account that’s worth its many hassles
Erica Alini looks at the many issues around registered disability savings plans
www.theglobeandmail.com
1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 18d
RRSP vs Mortgage the Canadian showdown that never ends. New math, same moral: balance beats bravado.
#RRSP #Mortgage #Finance #Canada

www.canajunfinances.com/rrsp-or-mort...
RRSP or Mortgage Payment?
Should you pay your mortgage or top up your RRSP first? Here’s the RRSP vs mortgage breakdown in Canada.
www.canajunfinances.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 23d
Ransomware explained: what it is, how it gets in, and what you should do when it strikes.
#Ransomware #CyberDefense #SecurityTips #DataProtection #TechSafety
nothowtodoit.com/what-is-rans...
1
Reposted by THE Big Cajun Man 🇨🇦
mdpb53.bsky.social
Malcolm @mdpb53.bsky.social · 24d
THE Toronto Blue Jays TAKE DOWN THE YANKEES AND ARE HEADING TO THE ALCS
4 6 29
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 26d
CIBC warned Canadians about rising household debt in 2009. We didn’t listen. Now rates are up and so are payments.
#CanadaFinance #DebtTrap
#MoneyTipshttps://www.canajunfinances.com/2009/10/07/cibc-says-borrowing-continues-strong/
CIBC Says Borrowing Continues Strong
Discover the impact of borrowing in 2009 and the lessons learned. Find out how you can handle debt responsibly in today's low-interest rate environment.
www.canajunfinances.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · 29d
Robo-advisors in Canada: efficient, yes. Artisan? Not a chance. Don’t fall for fintech buzzword hype.
#FinTech #InvestingCanada #MoneyTips #CanFin

www.canajunfinances.com/premium-arti...
Premium Artisan Automated Investing Profiles
The Fintech industry keeps coming up with new catchphrases, and the concept of the Premium Artisan Automated Investing Profiles was born.
www.canajunfinances.com
1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Oct 3
Index investing works because you don’t care what the market does today. Boring? Yes. Profitable? Also yes.
#IndexInvesting #Canada #CouchPotato

www.canajunfinances.com/im-an-indexe...
"I'm an indexer. I don't care what the indexes did today!"
Index Investing - Couch Potato Investing - can help balance your portfolio without worry. Preet Banerjee explains why this strategy makes sense.
www.canajunfinances.com
1 1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Oct 2
Don't Click That!

You would not be very happy with what might happen to your system.
#Phishing #Security #Cybersecurity

nothowtodoit.com/dont-click-t...
Now More Than Ever, DON'T CLICK THAT LINK!
Don’t Click That is a cautionary post about the real dangers of online scams, phishing emails, and deceptive links. From personal experiences with fake passport sites and suspicious emails to key tips...
nothowtodoit.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 30
Is That Really A Solution to the Problem?
Steak-only BBQ logic = Amex-only debt logic. Funny, but flawed. Don’t avoid problems. Fix them.
#Finance #DebtTrap #Canada #MoneyTips
www.canajunfinances.com/is-that-real...
Is That Really A Solution to the Problem?
Flawed financial logic won’t fix BBQ propane or credit card debt. Learn to spot silly “solutions” before they cost you.
www.canajunfinances.com
1 1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 25
Payday loan shops = financial head shops. Neon lights, sky-high rates, and endless debt. Don’t get hooked.
#PaydayLoans #Canada #DebtTrap #Financial #CanFin

www.canajunfinances.com/financial-po...
Financial Pornography?
What could I possibly mean with the expression Financial Pornography ? Financial stuff that is naughty? No it is disgusting financial stuff...
www.canajunfinances.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 19
Procrastinating on home repairs = squirrels in your attic. Procrastinating on money = debt in your wallet. Act early. #HomeRepair #Canada #MoneyTips

www.canajunfinances.com/2011/11/22/s...
Skittering Put to Rest For Now
Putting off home repairs? Procrastination can cost more than money. Learn why acting early saves headaches and cash.
www.canajunfinances.com
1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 18
A hole in the eaves, squirrels in the attic — and a lesson in why procrastination costs you more than money.
#HomeRepair #Canada #MoneyTips

www.canajunfinances.com/2011/11/22/s...
Skittering Put to Rest For Now
Putting off home repairs? Procrastination can cost more than money. Learn why acting early saves headaches and cash.
www.canajunfinances.com
1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 18
Payday loans are modern loan sharks. They cash your cheque, sell you smokes, and push you deeper into debt. Canadians deserve better.
#PaydayLoans #Canada #DebtTrap

www.canajunfinances.com/2009/02/09/t...
The Most Hideous Financial Image Ever
I saw this hideous financial image in the Ottawa Citizen and was disgusted by the services that are available out there, but now, they are everywhere!
www.canajunfinances.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 17
Paying $12.95/month on a $500 balance is like giving your bank 31% interest. Canadians deserve better. Time to switch.
#BankFees #MoneyTips #PersonalFinance #Canada
www.canajunfinances.com/2024/03/20/e...
Effective Interest Rate of Service Charges
Are you aware of the true cost of service charges? Learn how banks could be taking advantage of you with their monthly fees.
www.canajunfinances.com
1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 16
RESP payouts don’t have to be a paper maze. What the enrolment letter must include, how to submit, and the timing that actually works.
#RESP #ProofOfEnrolment #Tuition #CanadaFinance #MoneyTalk

www.canajunfinances.com/2010/08/31/r...
RESP: The Old Switcheroo
Need RESP money for tuition? Learn how to get the RESP enrolment letter fast and use it to withdraw education funds without extra fees or delays.
www.canajunfinances.com
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 15
UBB, caps, and promo purgatory—Canada’s internet in one thread. What the CRTC’s decisions mean and how to negotiate or switch without losing your mind. From 2011
#CRTC #Telecom #CanadaInternet #ConsumerAdvocacy #CCTS
www.canajunfinances.com/2011/01/31/c...
a ChatGPT created cartoon describing the current state of customer retention of Canadian Customers by their ISP and phone companies.
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 13
Throwback to 2016 when tuition kept rising, the Bank of Canada played it loose, and iPhones stole the spotlight. This still hits hard in 2025.
#StudentDebt #TuitionCosts #MoneyTalk #CanadaFinance #iPhone7 #LooseMoney #CCB #educationcosts

www.canajunfinances.com/2016/09/09/i...
iPhone 7, High Tuition, Loose Money & #MoneyTalk
Discover how tuition costs in Canada keep rising while central bank policies and tech distractions blur our financial focus. Keyword: tuition costs in Canada
www.canajunfinances.com
1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 12
@jangray.bsky.social the bunker where I was forged, in #LEGO format! I love that part.
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 12
Your kid’s off to university? Great. Now talk to them about banking before the Big Five hand them a credit card with a smile and a side of fees.

#StudentBankingCanada #FinancialLiteracy #CreditCardTips #AvoidDebt #MoneyTalks #CampusFinance #CanFin

www.canajunfinances.com/2009/09/10/s...
Students: Banks' new Markets
Banks are always in search of NEW markets to rake fees from, and with Students, the sooner the better to get them locked in.
www.canajunfinances.com
1 1
bigcajunman.bsky.social
THE Big Cajun Man 🇨🇦 @bigcajunman.bsky.social · Sep 11
RDSP and TD Aggravations

How hard could it be to put money into my son's #RDSP ? You might be surprised
#Disability #Canada #TD #Bank #Foolishness

www.canajunfinances.com/2013/01/29/r...
RDSP and TD Aggravations
I have written many things about RDSP and TD aggravations , and they continue on, not much has changed in the system, unfortunately, I hope it improves.
www.canajunfinances.com
1