Mortgages With Tina
mortgageswithtina.bsky.social
Mortgages With Tina
@mortgageswithtina.bsky.social
1 followers 3 following 140 posts
Mortgage Loan Officer in Minnesota. Looking to help first time buyers feel confident during the buying process. Nmls #1057827 www.mortgageswithtina.com
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✨ Queer, polyam, collective-minded Minnesotans! ✨
Join us Nov 12 @ Queermunity for a workshop on co-buying homes with chosen family.
RSVP in bio! 🏡
#QueerHomeownership #CoBuyingWorkshop
Rent keeps rising. If homeownership feels out of reach, you’re not alone. You don’t need perfect credit or 20% down—just clear info and someone who’ll walk through it with you. I help Twin Cities renters explore real options. Reach out anytime.
#TwinCitiesRealEstate #HomeBuyingHelp
Tuesday Mortgage Terminology!
What’s a title company, and why does it matter in Minnesota?
They review your property’s legal title, help close your loan, and ensure everything’s accurate before you sign.
Knowing their role gives you confidence at the closing table!
#TitleCompany101 #MNHomebuyers
Hello November! 🍂
Minnesota homeowners—get winter-ready with this checklist: seal gaps, reverse ceiling fans, winterize faucets, check insulation, and stock up on snow gear. Protect your home and peace of mind! 🏡
#NovemberHomeTips #TwinCitiesRealEstate #ColdWeatherPrep
Minnesota homeowners—thinking about refinancing? A 1% drop in your mortgage rate could save you thousands over time. Whether you're in Minneapolis, St. Paul, or the suburbs, checking your rate is a smart fall move 🍂 Questions? I’m here to help - reach out anytime!
#MortgageHelpMN #SmartMoneyMoves
Friday Financial Facts: Pay off high-interest debt first.
Start with credit cards or payday loans to reduce what you owe faster and free up room in your budget.
If you’re sorting through your finances or unsure where to begin, I’m here when you’re ready.
#debtfreejourney #budgetinghelp
Hollie bought their first home in MN while living in OR. Their words: “Tina is the number one person you want on your team…” Every journey is different. If you’re exploring homeownership or have questions about credit or budgeting, reach out anytime. #mortgagetips #clienttestimonial
Heard the rumors about a foreclosure wave? The data says otherwise. Delinquencies are lower than pre-pandemic, and foreclosures are still below 2019. No crash, just noise. If you’re waiting for a dip, this might be your sign to look again. Let’s talk about your options.
Tuesday Mortgage Term: Underwriter
They review your full financial picture to decide if your loan gets approved. The final checkpoint before closing.

Got questions about credit, budgeting, or buying a home? Reach out anytime.

#mortgagetips #homebuyingjourney #underwriter
Your story matters more than your credit score, job title, or debt. There’s no one way to be “ready” to buy a home. You deserve a path that meets you where you are. I’ll listen. You show up, I’ll meet you there. Reach out anytime.
#TwinCitiesRealEstate #FirstTimeHomeBuyer #MortgageHelp
✨Friday Financial Facts: Cosigning Loans✨
If the borrower defaults, your credit score takes the hit. Even if you’re not borrowing, you’re still responsible.
Thinking about cosigning? Let’s talk it through.
#FinancialTips #CreditScoreHelp #TwinCitiesLender #LoanAdvice #HomeLoanHelp #BuyAHomeMN
Molly’s review reminds us how much clarity and care matter in the mortgage process. Whether you're buying, refinancing, or guiding clients, working with a Twin Cities lender who shows up makes all the difference.
#TwinCitiesLender #MortgageTips #HomeLoanHelp #RealtorReview #BuyAHomeMN #ClientLove
Haunted by mortgage questions? 👻 You’re not alone. PMI, credit scores, and affordability can feel spooky. Whether you're buying in the Twin Cities, moving to Minnesota, or refinancing in Minneapolis or St. Paul - I'm here to help! Reach out anytime and let’s make your next step feel less scary.
✨Tuesday Mortgage Terminology: Processor✨
Processors help review your financials and coordinate with title, appraisal, and insurance teams to move your loan toward approval.
Buying in the Twin Cities or refinancing? Let’s talk.
#TwinCitiesLender #MortgageTips #HomeLoanHelp #LoanApproval #BuyAHomeMN
Appraisal came in low? You’ve got options. Renegotiate, challenge it, or pivot to something better. This happens more than you think — and you don’t have to figure it out alone. 📌 Save this post + DM if you want to talk strategy.
#HomeBuyingTips #TwinCitiesRealEstate #MortgageHelp
Strong credit opens doors—literally. Consistent financial habits help you qualify for better mortgage rates and pre-approval success. Ready to level up your score and buy with confidence in the Twin Cities? Let’s connect!
#CreditScoreMatters #MortgageTips #TwinCitiesRealEstate #SmartMoneyMoves
Helping Twin Cities first-time buyers feel confident and supported is what I do best. If you're ready to explore homeownership in Minneapolis or St. Paul, I’m here to guide you every step of the way.
#ClientReview #MortgageExpert #FirstTimeHomebuyerMN #TwinCitiesRealEstate #HomeLoanHelp
Navigating divorce & mortgages? Join Lunch & Loans: Divorce & Mortgage Solutions – a FREE Zoom webinar for professionals helping clients through homeownership transitions. Learn expert tips on refinancing, buyouts & fair mortgage decisions. 📅 Oct 22, 2025 🕐 1–2 PM CST 💻 Link in bio to register
How much house can you afford in the Twin Cities? 🏡💰 Your income, debt, and assets shape your buying power—and preapproval gives you confidence. Swipe to learn more. Questions or want to run the numbers? Let’s connect! #TwinCitiesRealEstate #MortgageTips #HomeAffordability #PreApprovalReady
Mortgage Term: Lender
Your lender helps you set your budget, get preapproved, and gather documents for loan approval. If you're buying in the Twin Cities, having a trusted mortgage expert by your side is key. Let’s make your homeownership goals happen.
Fall colors may be late in the Twin Cities, but your home goals don’t have to be. Rates are shifting, inventory is moving, and it’s a great time to buy. Let’s talk about what’s possible. #TwinCitiesRealEstate #FallMarketUpdate #HomeBuyingSeason #MortgageTips #NextChapterLiving
Consistent payment history = stronger credit score! 💳
Making regular, on-time payments shows lenders you’re reliable, which can lead to better mortgage rates and easier loan approvals.
Buying in the Twin Cities? Let’s talk credit, pre-approval & home financing!
#FridayFinancialFacts #MortgageTips
Client success is my favorite part of the job! 💛
Helping Twin Cities homebuyers feel confident and supported through every step of the mortgage process is what I’m here for.
Let’s connect and make your homeownership goals a reality!
#ClientReview #MortgageExpert #TwinCitiesHomebuyer
Homeownership Is for Hot People
Oct 29 | 6–8 PM | Queermunity
Queer, curious, and thinking about buying a home? This free event breaks it down with real talk and practical tools. No jargon or gatekeeping. Just info that helps.
Sign up now. Share with your crew. Let’s make homeownership more queer.

Budgeting doesn’t have to be restrictive or shame-filled. These tips are made for real life—whether you're saving for a home or just trying to make your money make sense. Need help building a budget that works for you? Reach out for free, judgment-free guidance.