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Lisa Kramer

Lisa Kramer

@lisakramer.com

6K followers 330 following 660 posts

Financial economist musing on behavioural finance, behavioral economics, emotion, markets, risk, pensions, humans, & animals.

Professor of Finance, University of Toronto
Joint Sponsors, UPP
Board of Directors, UTAM & We Animals

http://www.lisakramer.com .. more

Economics 65%

Business 13%

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Lisa Kramer @lisakramer.com · Nov 15

From my personal archives, spotted 10 years ago in the lunchroom at the NBER 📉📈

A paper sign taped to a fridge door, which reads:

To the person with the JP Licks ice cream:

This is not a freezer that keeps anything frozen. The ice cream spilled. It has been put in the upstairs freezer.

To the person with the beer:

Please remove your beer from this refrigerator. This is not the place for it. This is a small refrigerator. Only food that you consume at the NBER belongs here. Do you really drink beer at the NBER?

Lisa Kramer @lisakramer.com · 1d

Operator I’d like to report a crime in progress on a moving subway

An anonymous subway passenger sitting beside her precariously positioned coffee cup, making me very nervous

Lisa Kramer @lisakramer.com · 2d

Perhaps we should meditate on that.

Lisa Kramer @lisakramer.com · 2d

My watch has me confused with someone else. I’m certain I did zero mindfulness sessions this past week.

An Apple Watch display:

Weekly Summary

You did 144 Mindfulness sessions this past week.

A bar chart shows no activity all days of the week except a big spike on Wednesday.

(I definitely had no mindfulness sessions this past week)

Lisa Kramer @lisakramer.com · 2d

How long have you been saving that photo for this exact moment

Lisa Kramer @lisakramer.com · 2d

Bluesky community:

Nothing you do on this site today will be as important as going home safely to your family & loved ones

Sign on display on a construction site with a green background and wire lettering: Nothing you do on this site today will be as important as going home safely to your family & loved ones

Lisa Kramer @lisakramer.com · 2d

sobs in economist

Lisa Kramer @lisakramer.com · 2d

I mentioned this approach to a colleague who does research on the use of AI in education. She replied, “Guess what some students do in this situation. They prompt ChatGPT to write a report on the subject and an accompanying report explaining how and why the first report is wrong.”

Reposted by Will Jennings, Benny Geys, Erica Weintraub Austin , and 2 more Will Jennings, Benny Geys, Erica Weintraub Austin, Simon Lester, Lisa A. Kramer

Lisa Kramer @lisakramer.com · 4d

I’m going to rush out and buy this medical device endorsed by … an anonymous doctor

An ad for a medical device to treat back pain, endorsed by an anonymous “Dr Karen P., California”. The ad includes a picture of a woman sitting upright at a desk, working on a laptop.

Lisa Kramer @lisakramer.com · 5d

I managed to get a bloody papercut from a Canadian Blood Services fundraising letter, how's you're day going?

Lisa Kramer @lisakramer.com · 8d

Sad to report that inbound spam Teams calls seem to be unencumbered by the Cloudflare outage

Lisa Kramer @lisakramer.com · 10d

For example, say “Mary” shares private info about the company where she works (venting about work stress) and private info about her friend “Suzy”’s marital problems. The company and Suzy didn’t have a chance to opt out of having their info shared with AI. But is that info now accessible to others?

Lisa Kramer @lisakramer.com · 10d

Interesting. Thanks for sharing. I wonder about sharing deeply personal stuff with ChatGPT. Does that info become part of the hive mind? If so, and if lots of people start using ChatGPT and other AI programs as therapists, will anyone’s secrets be secret anymore?

Lisa Kramer @lisakramer.com · 12d

In case you missed it, the recording of Meera Paleja's webinar, which I moderated, is now available.

Topic: Enhancing the Investor Experience: A Behavioural Science Perspective

youtu.be/_O1X90byftE?...

BEAR Webinar: Meera Paleja (Ontario Securities Commission)

YouTube video by BEAR - Behavioural Economics in Action at Rotman

Lisa Kramer @lisakramer.com · 12d

🚨🚨1st Annual University of Toronto Asset Pricing and Investments Workshop 🚨🚨

📅 Submission Deadline: December 28, 2025
📢 Notification of Acceptance: January 31, 2026
🏛️ Conference Date: May 9, 2026
📈 Keynote Speaker: Kent Daniel, Columbia University

Details: www.rotman.utoronto.ca/faculty-and-...

An ariel view of the Rotman School of Management photographed around dusk, with an interior event space warmly lit and the glow illuminating nearby buildings.

Reposted by John R. Hutchinson

Lisa Kramer @lisakramer.com · 12d

Whatever you do, DO NOT invite Miss Manners out for sushi.

“Use your chopsticks to pull out the insides and eat them separately. Then … squish the remaining rice and seaweed together and eat it in two bites or use the side of the chopstick to cut it in half.”

www.washingtonpost.com/advice/2025/...

Screenshot of a question sent to Miss Manners and the answer:

By Judith Martin, Nicholas Martin and Jacobina Martin
 Dear Miss Manners: What is the polite way to eat large sushi rolls? Sometimes they’re too big to comfortably eat whole without gagging!
 Dissect them. Miss Manners does not usually condone deconstructing food in public, but these are desperate times. Use your chopsticks to pull out the insides and eat them separately. Then either squish the remaining rice and seaweed together and eat it in two bites or use the side of the chopstick to cut it in half.

Lisa Kramer @lisakramer.com · 12d

I accidentally clicked on a bra ad on Facebook and now my entire feed is bras

a close up of a cartoon character with the word hmm written on the bottom

Alt: Marge Simpson furrowing her brow and saying “Hmm.”

media.tenor.com

Reposted by Caroline Krafft, Lesley A. Hall, Kris Inwood , and 7 more Caroline Krafft, Lesley A. Hall, Kris Inwood, Miles Corak, Shelly Lundberg, Aaron Sojourner, Lauren Hersch Nicholas, Scott A. Imberman, Todd Pugatch, Lisa A. Kramer

Elizabeth (Beth) Dhuey @bdhuey.bsky.social · 12d

I know that the job market is rough this year for Econ PhDs. @utoronto.ca has expanded its postdoc funding. If you are on the market and work on school finance or early childhood education and are interested in a PostDoc, let me know! #econsky #educsky postdoc.sgs.utoronto.ca/current-post...

Postdoctoral Talent Initiative – School of Graduate Studies Postdoctoral Fellows

postdoc.sgs.utoronto.ca

Lisa Kramer @lisakramer.com · 14d

How does gender identity relate to pension plans?

0.33% of the Canadian population aged 15+ identified as transgender or non-binary in 2021.

This article discusses implications for actuarial considerations like life expectancy and commuted value in pensions.

www.benefitscanada.com/archives_/be...

A cartoon image depicting two people walking, wearing bright colours and stripes, while holding a pride/rainbow flag. Image credit: Tylijura/Pixabay. Free for use under the Pixabay Content License. Source: https://pixabay.com/illustrations/pride-rainbow-lgbt-flag-equality-9587896/

Reposted by Kris Inwood, Scott A. Imberman, Paul Goldsmith-Pinkham , and 3 more Kris Inwood, Scott A. Imberman, Paul Goldsmith-Pinkham, Francisca Antman, Lisa A. Kramer, James M. Thomas

Trevon Logan @trevondlogan.bsky.social · 14d

The NBER Race and Stratification Working Group will have its annual meeting on Friday, March 27, 2026. Francisca Antman, Bocar Ba, Robynn Cox and I are organizing the program. Submit your paper by the December 11, 2025 deadline! @nber.org #EconSky

www.nber.org/conferences/...

Economics of Race and Stratification, Spring 2026

Lisa Kramer @lisakramer.com · 16d

TIL it’s called a contronym, contranym, or Janus word. It is also known as a enantiosemy, enantionymy, antilogy, or autoantonymy.

Phew, that’s a lot of words. I wonder if any of them are themselves contronyms!

en.wikipedia.org/wiki/Contronym

Contronym - Wikipedia

en.wikipedia.org

Lisa Kramer @lisakramer.com · 16d

Oooh, I love words like that. Another:

Sanction: a threatened penalty for disobeying (i.e., a form of disapproval)

Sanction: approval

Lisa Kramer @lisakramer.com · 16d

Nice batch! I would be tempted to turn some of them into fried green tomatoes.

Lisa Kramer @lisakramer.com · 16d

Toronto right now

A view of Toronto, with trees and buildings dusted with snow

Lisa Kramer @lisakramer.com · 17d

From the article:

“Here’s how it works: If someone delays CPP/QPP past 60 but dies before the higher benefits “catch up,” their estate receives a one-time payment for the missed amount. In plain language: If you delay and die early, the guarantee ensures you don’t lose out.”

Lisa Kramer @lisakramer.com · 17d

My brain these days. I ordered some lovely boots but they’re too small. I meant to go up half a size from men’s 6 / women’s 8, I accidentally ordered (men’s) 8.5, which is women’s 10.5. (Even more confusing, that’s size 7.5 to Australians.)

Happily, the huge boots actually fit.

Blundstone shoe boxes showing myriad ways of communicating shoe sizes. One box: Aus/UK 5 = US men’s 6 = US women’s 8. The other box: Aus/UK 7.5 = US men’s 8.5 = US women’s 10.5.

My foot modeling a Blundstone vegan boot

Lisa Kramer @lisakramer.com · 17d

This is delightful!

Kate Messner @katemessner.com · 17d

Loving today's news that the mysterious "fedora man" outside the Louvre heist was actually a 15-year-old museum visitor who dresses like a 1940s French detective all the time, just because. apnews.com/article/louv...

Fedora man unmasked: Meet the teen behind the Louvre mystery photo

Fifteen-year-old Pedro Elias Garzon Delvaux has become an internet sensation after an Associated Press photo captured him outside the Louvre on the day of a crown jewels heist.

Lisa Kramer @lisakramer.com · 17d

“You are just paying $2 for a one-dollar bill.”

The Wall Street Journal @wsj.com · 17d

The hottest crypto trade has turned ice cold. Some investors are saying “told you so,” while others are doubling down.

The Year’s Hottest Crypto Trade Is Crumbling

Some investors are saying “told you so,” while others are doubling down, as a selloff in bitcoin and other digital tokens hits crypto-treasury companies.

Reposted by Lisa A. Kramer

The Wall Street Journal @wsj.com · 17d

The hottest crypto trade has turned ice cold. Some investors are saying “told you so,” while others are doubling down.

The Year’s Hottest Crypto Trade Is Crumbling

Some investors are saying “told you so,” while others are doubling down, as a selloff in bitcoin and other digital tokens hits crypto-treasury companies.

Kate Messner @katemessner.com · 17d

Loving today's news that the mysterious "fedora man" outside the Louvre heist was actually a 15-year-old museum visitor who dresses like a 1940s French detective all the time, just because. apnews.com/article/louv...

Fedora man unmasked: Meet the teen behind the Louvre mystery photo

Fifteen-year-old Pedro Elias Garzon Delvaux has become an internet sensation after an Associated Press photo captured him outside the Louvre on the day of a crown jewels heist.