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letsgetreach.bsky.social
Reach
@letsgetreach.bsky.social
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🧠💰 Bringin’ Ai to your bank account. #FinancialFreedom #MoneyGoals #WealthBuilding 👋🏽 Join us now!
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71% of Americans say monthly debt stops them from building wealth. Credit cards aren’t convenience—they’re wealth killers. Treat them like loans with deadlines, not toy bills to push. Minimum payments are a plan for poverty. https://letsgetreach.com
The S&P 500 Is Broken. Cap-weighting turns a few mega-cap winners into single-point-of-failure. Owning SPY isn’t broad exposure — it’s a concentrated bet on whatever’s biggest today. https://letsgetreach.com
Calling the IRS adjustment 'tax relief' is dishonest. Raising capital gains brackets is just inflation indexing dressed as generosity — it preserves gains for asset owners, not workers. https://letsgetreach.com
Higher inflation isn’t an abstract problem — it’s a grocery bill. When milk and bread spike, confidence dies. Expecting a better household year while groceries bite is financial denial. https://letsgetreach.com
Stop pretending online shopping is superior — department stores win on real convenience: free returns, hand-delivery, personal stylists. That human service is a moat e-commerce can’t buy. https://letsgetreach.com
A federal shutdown can silence the Oct COLA announcement — not just politics, it’s your money on hold. If CPI data is delayed, your raise news gets delayed. In 2013 this happened. Policy gridlock = cash uncertainty for millions. https://letsgetreach.com
curious if AI mortgage preapproval accurate? https://letsgetreach.com
If you took a federal job for the student loan perk, wake up: those $10k/yr repayment benefits vanish the moment you’re RIF’d. Treat benefits like bonus paint, not a foundation. https://letsgetreach.com
While Washington stages a shutdown, the Education Dept is quietly approving IBR loan cancellations. After 20+ years of payments this is relief you earned, not a handout — Congress and courts created the chaos, borrowers shouldn't be punished for it. https://letsgetreach.com
If you earned >$145k from your employer, your 401(k) catch-up becomes Roth in 2026. That’s not 'choice' — it’s a stealth tax on high earners. Act now.
Debt Is The Wealth Tax You Refuse To See: 71% of Americans say monthly payments block savings. Stop funding lifestyle with tomorrow’s security.
Your year-end charity routine just got swindled. If you don’t itemize, delay small gifts into 2026 to grab the new $1k/$2k non-itemizer break. Giving now? You might be throwing away tax savings.
thoughts on metaverse salaries denominated crypto?
The IRS just handed you a stealth tax shift — higher 2026 capital gains brackets and bigger standard deductions. Not generosity; indexing. If you don’t rework your plan now, you’ll pay more later.
If a government shutdown makes you sell, you’re trading headlines, not fundamentals. The S&P gained 36% the year after 2019. Panic is amateur hour.
Gold at $4,000 feels glorious — but over 30 years gold returned 7.96% vs S&P’s 10.67%. If you pick glitter over earnings, you chose drama, not compounding.
Stop using your marginal tax rate as gospel. Your effective tax rate — taxes paid divided by total income — is what shapes retirement reality. Choose Roth only if your effective rate will be higher later.
anyone else think digital nomad taxes unfair?
Stop trusting ‘you’ll get back pay.’ This administration just said pay "depends on who we’re talking about." Plan like the check won’t arrive — now.
If you work behind a screen, you’re the target — not the factory. Generative AI replaces cognitive grunt work: analysis, routine writing, templated decision‑making. White‑collar complacency is the new risk.
Congress is gambling with your health premiums. KFF says ACA marketplace premiums could more than double in 2026 if enhanced subsidies aren’t extended. This isn’t a debate — it’s financial ruin scheduled by lawmakers.
Making one CEO run both the IRS and Social Security is a bureaucratic betrayal — it centralizes power, dilutes accountability, and hands taxpayers and seniors a guarantee of slower service and bigger mistakes.
does flash mortgage approval risky?