Insurance Fairness Project
@insurancefairness.bsky.social
58 followers 13 following 680 posts
Protecting America's homes, by advocating for a sustainable and equitable solution to the climate-driven property insurance crisis.
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insurancefairness.bsky.social
“I smile, because if you don't smile, you cry,” Venables said. “It's been absolutely horrific financially for us; pretty much broken us.”

“People won't always want to come and buy a house that's flooded. We realize that. So our market's smaller,” Claire Venables said.
insurancefairness.bsky.social
One year after making landfall as a Category 3 storm, Hurricane Milton continues to impact lives in Central Florida. In Volusia County, which experienced over 15 inches of rain from the storm, some residents are still working towards recovery.
insurancefairness.bsky.social
FL RESIDENTS STILL RECOVERING ONE YEAR AFTER HURRICANE MILTON
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"Which just shows that these FAIR Plans are not fulfilling their mandate or are reflecting the fact that they're public policy but instead are for, and by, private insurers, basically."
insurancefairness.bsky.social
"In the case of California, we found that 100 percent of the representatives that have voting power in the governing committee of CA's FAIR Plan were industry executives or company representatives," said Institute Fellow Isabel Penaranda Currie.
insurancefairness.bsky.social
In Clayton, California, 215 homeowners have been dropped by their insurance providers and relegated to the California FAIR Plan. This plan, intended for high-risk properties, only covers fire damage and costs thousands of dollars more than private insurance.
insurancefairness.bsky.social
BAY AREA RESIDENTS FACE CA FAIR PLAN AS RATE HIKE LOOMS
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At the same time, many insurers are pouring money into the very fossil fuel projects driving those risks, deepening the crisis they claim to insure against.
insurancefairness.bsky.social
Coastal residents are bearing the brunt of environmental damage and escalating climate risks that are sending insurance costs soaring.
insurancefairness.bsky.social
LOUISIANA RESIDENTS FRUSTRATED OVER INSURER RATE HIKES AND FOSSIL FUEL INVESTMENTS
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Lizzy Price, spokesperson for the Insurance Fairness Project: “Governor DeSantis’ refusal to fix a broken system shows just how far state leaders will go to protect insurance companies instead of Florida families.”
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Troublingly, DeSantis defended his past rollbacks of legal protections for policyholders (“tort reform”) and praised GOP lawmakers for refusing to revisit the issue despite data demonstrating that FL’s tort reform is backfiring – and not solving the insurance crisis.
insurancefairness.bsky.social
New reporting from E&E News: FL Gov. Ron DeSantis told a crowd of insurance industry executives that he does not expect the Legislature to make “any significant changes” to insurance policy in 2026 – shutting the door on consumer relief.
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FL INSURANCE CRISIS PERSISTS AS DESANTIS DOUBLES DOWN
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As climate-driven disasters intensify and the insurance system continues to unravel, a growing number of Americans are being left dangerously exposed.
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New report from the Insurance Fairness Project (that’s us!) details how the ongoing insurance crisis worsened the impact of the July 4th Texas floods.
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HOW THE INSURANCE CRISIS EXACERBATED THE JULY 4TH TX DISASTER
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Insurance Fairness Project spokesperson Lizzy Price told Newsweek: “Policyholders consistently pay into insurance plans, expecting their claims to be honored during emergencies. Legislators must rectify this flawed system and address the root causes of the insurance crisis."
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"Any system where an insurer wins over 90 percent of the time is a system that ignores the well-being of homeowners,” Mekedas Belayneh, policy advocate at nonprofit consumer advocacy organization Public Citizen, told Newsweek.