💳 PCI DSS 4.0 is Here! Merchants, are you ready for proactive risk management & stronger authentication? 🛡️ We now face updated requirements for securing cardholder data & more flexibility in how controls are implemented. Are you ahead of the curve, or scrambling to adapt? 🤔 #PCIDSS #paymentsecurity

🔒 Multi-Factor Authentication (MFA): Friend or Foe? Love it or hate it, MFA is one of the best ways to keep your accounts safe. But those extra steps can be annoying. 🤔 How do you feel about MFA? #fraudbites #fraudprevention #accountsafety #MFA

Beware the "Too Good to Be True" Deals! If an online deal looks suspiciously cheap or urgent, 🛑 pause before clicking. Scammers love playing on FOMO🌐 What’s the most ridiculous scam you’ve ever seen? #fraudbites #fraudprevention #scams

What kind of fraud do you think you’re most at risk for? Email scams? Sketchy text links? That “IRS agent” who oddly wants iTunes gift cards? 🎶 Drop your fraud fears below! (But no phishing links, pls 😏) #FraudBites #chargebacks #fraudprevention

🖱️ Think before you click! 🖱️ Did you know that resolving a chargeback can take several weeks to months? ⏳ Opting for a direct refund instead can return your funds in just a few business days! 💸 Save time and hassle by contacting the merchant first. #fraudbites #chargebacks #fraudprevention

🚨 Did you know chargeback fees can cost businesses big? 💸 They range from $15–$50 (or even $100+ 😱) PER chargeback depending on the industry. For small businesses and creators, that really bites! 🐍

I keep hearing mixed things about 3DS2. Necessary headache?

How many of you are using a password manager? 🛡️ Or do you rely on the old ‘same password, different numbers’ method? 🤔

Do you think chargeback abuse is more on the consumer for trying to game the system, or on merchants for failing to properly communicate and manage transactions?