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Misty Lynch @demystifyingmoney.bsky.social · 2d

In this episode, Misty talks with Julia Becker Collins about the very personal experience of navigating cancer treatment bills and dealing with insurance companies.

🎧 Find it now on your favorite podcast app or using the following link: zurl.co/Tjd7W

#HealthcareCosts #InsuranceHelp

Misty Lynch @demystifyingmoney.bsky.social · 4d

Premiums are rising—don’t slash insurance. Compare plan types, review employer options at open enrollment, and adjust other budget areas first. Insurance protects your future, not just today.

#InsuranceBudget #SmartMoneyMoves #FamilyFinance #FinancialLiteracy

Misty Lynch @demystifyingmoney.bsky.social · 5d

Insurance costs rise in 2026 & pre-existing conditions return. Prep by adjusting deductibles to lower premiums and using HSAs/FSAs to save on medical costs.

#InsurancePremiums #FamilyFinance #BudgetSmart #TuesdayTips

Misty Lynch @demystifyingmoney.bsky.social · 9d

Paying too much for insurance? On Demystifying Money, Misty & Kimberly Cohen share how to save on premiums, review policies & avoid costly mistakes. Listen now on your podcast app or using the following link: zurl.co/qJgdH

#DemystifyingMoney #InsuranceTips #FamilyFinance #OpenEnrollment

Misty Lynch @demystifyingmoney.bsky.social · 11d

Insurance protects your home, health & family. Ask: Am I covered for today’s value? Do I have enough liability? Have life changes shifted my needs? Can I save by bundling or open enrollment?

#InsuranceTips #FamilyFinance #FinancialLiteracy

Misty Lynch @demystifyingmoney.bsky.social · 12d

Don’t “set & forget” insurance. Check your home value and coverage, know replacement vs. cash value, review flood/fire risk, and use open enrollment in November to get better health, dental, or vision plans.

#InsuranceReview #FamilyFinance #TuesdayTips

Misty Lynch @demystifyingmoney.bsky.social · 16d

Misty’s Demystifying Money isn’t finger-wagging—it’s empathetic, practical advice from someone who’s been there. Learn to shift your money mindset, budget with confidence & make smarter financial choices.

📖 Order at zurl.co/A3k2l

#DemystifyingMoney #MoneyMindset #FinancialWellness

Misty Lynch @demystifyingmoney.bsky.social · 18d

Growing your family means updating your budget for new costs, reviewing housing needs, checking insurance and benefits, and refreshing wills or documents. Planning ahead makes the transition smoother and easier to enjoy.

#FinancialLiteracy #FamilyFinance #MoneyTips #LifePlanning

Misty Lynch @demystifyingmoney.bsky.social · 19d

Expanding your family isn’t just marriage or kids—it could be a partner, adoption, guardianship, or even a pet. Before taking on new responsibilities, be sure to check your budget, strengthen your safety net, and plan long-term.

#TuesdayTips #MoneyTips #FinancialEducation

Misty Lynch @demystifyingmoney.bsky.social · 23d

If you’ve been thinking about working with a financial planner, now’s the time to schedule a discovery call . It’s a no-pressure way to see if professional financial planning is the right fit.

📅 Book your discovery call today at zurl.co/Dlf9g.

#FinancialPlanning #WealthManagement #FamilyFinance

Misty Lynch @demystifyingmoney.bsky.social · 25d

Inheritances feel like a windfall—but they can get messy. Talking early avoids conflict, hidden costs like taxes & upkeep matter, and tools like trusts or gifting make transitions smoother & more tax-efficient. Plan now to reduce stress later.

#FinancialLiteracy #FamilyWealth #EstatePlanning

Misty Lynch @demystifyingmoney.bsky.social · 26d

Over the next 20 years, trillions will change hands in the Great Wealth Transfer. More homes will come to market and retiring business owners mean new opportunities. Talk early about family assets to avoid tension and make transitions smoother.

#TuesdayTips #WealthTransfer #FamilyFinance

Misty Lynch @demystifyingmoney.bsky.social · Sep 20

If you’ve got college-bound kids, check out this episode from the Demystifying Money podcast vault. Misty sits down with Brad Baldridge to talk about real strategies families can use to make higher education more affordable.

🎧 Listen now at zurl.co/lM3L6

#CollegePlanning #BackToSchool

Misty Lynch @demystifyingmoney.bsky.social · Sep 18

Paying for college is huge—but you can boost your aid chances. Target generous schools, skip "quick fix" services, and know what counts and will impact aid. Be sure to stay current, as rules can change.

#FinancialLiteracy #CollegeFinance #MoneyTips

Misty Lynch @demystifyingmoney.bsky.social · Sep 17

College costs keep climbing—and loan rules are changing in Fall 2025. Federal loan limits haven't kept up with tuition, more parents are leaning on private loans, and timing matters. Stay updated before making big moves.

#TuesdayTips #CollegePlanning #FamilyFinance

Misty Lynch @demystifyingmoney.bsky.social · Sep 13

On Heartbroke by Experian, Misty works with Josh & Brandon, a couple who bonded over music but struggle with mismatched financial contributions, long work hours, & only $5,000 in savings.

Watch the full episode of #Heartbroke [zurl.co/KQx0f ] or at zurl.co/c5LuR.

#Experian #MoneyAndRelationships

Misty Lynch @demystifyingmoney.bsky.social · Sep 11

When two people share a life, how they share money always comes up. The best system is always the one you both understand and trust. Talk often, revisit your setup when things change, and remember—you’re on the same team.

#FinancialLiteracy #CouplesFinance #MoneyTalks #FamilyBudgeting

Misty Lynch @demystifyingmoney.bsky.social · Sep 10

Raising a family is rewarding—but it comes with money stress. The three big challenges I see are kids' activities, putting money towards retirement vs. college, and having mismatched goals.

#TuesdayTips #FamilyFinance #SmartMoneyMoves

Misty Lynch @demystifyingmoney.bsky.social · Sep 6

Misty’s Free Money Class is designed to help you build confidence with budgeting, saving, and tackling debt so you can feel more in control of your money.

Start your class here: zurl.co/7SLba

#MoneyTips #FamilyFinance #FinancialPlanning #BudgetBetter

Misty Lynch @demystifyingmoney.bsky.social · Sep 4

The whole back-to-school shopping experience already feels like a lot, so here are 3 ways to keep it from blowing your budget: spread it out, team up with other parents, and wait for deals.

#FinancialLiteracy #FamilyBudgeting #MoneyTips #SchoolSeason

Misty Lynch @demystifyingmoney.bsky.social · Sep 3

Back-to-school season can feel like one big receipt, but you don’t have to overspend to keep your kids prepared. Pace yourself, look for bundled options or swaps, and delay big-ticket items.

#TuesdayTips #FamilyFinance #BackToSchoolBudget #FinancialPlanning #FYP

Misty Lynch @demystifyingmoney.bsky.social · Aug 30

Feeling unsure about your money moves? You're not alone. Misty creates real-life financial plans that bring clarity and confidence.

💬 Want to see if financial planning is the right next step for you? Let’s schedule a call.

#DemystifyingMoney #FinancialConfidence #SmartMoneyMoves #ParentFinance

Misty Lynch @demystifyingmoney.bsky.social · Aug 28

Thinking about changing careers—or going back to school for something new? Here’s how to financially prepare: know your baseline, revisit your benefits, and look at options to help with upskilling. A career change needs a plan that matches your goals.

#CareerChangePlanning #SmartMoneyMoves

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Misty Lynch @demystifyingmoney.bsky.social · Aug 27

"Would you buy a $100,000 car without knowing if it runs?" Choosing a degree without checking earning potential is the same. Before your teen declares a major, talk about expected income, job outlook, & ways to minimize debt. Passion matters, but so does a plan.

#SmartCollegePlanning #TeenMoneyTips

Misty Lynch @demystifyingmoney.bsky.social · Aug 23

Debt impacts more than credit - it hits self-worth. In this episode of Demystifying Money, Misty sits down with Genevieve Anderson to explore how to reframe mistakes and move forward without guilt.

🎧 Listen now on Apple Podcasts: zurl.co/PrTt5

#DebtShame #FinancialConfidence #MistyLynch